Cost Effective Insurance Business Strategies

Group plans are excellent ways for business organizations to lower insurance costs, but as with personal insurance coverage, one size doesn't fit all. Aventura Insurance Group has the expertise to analyze your unique business requirements. We take that analysis and work with the largest carriers to determine the most cost effective way to deliver those requirements. See how our personalized approach to client service can save money and increase benefits for your company

Large Group

When doing a cost analysis for a company with 2,000+ employees, we studied their claims history and premium rates, and discovered several discrepancies in the underwriting process. Armed with this information we used our relationships with the largest insurance carriers to maximize employee coverage and reduce premiums. Aventura Insurance Group reduced the client premium costs by over $1,000,000.

Small Group

We were approached by small company with 15 employees that was locked into a deal with their current carrier and faced with a steep rate increase. They needed to find a way to reduce costs while maintaining the levels of coverage they offered employees. Aventura Insurance Group was able to work with the current carrier to limit rate increases and offer employees tiered coverage plans. The end result was a 50% savings over the originally proposed increase.

2 Family Group

A small business providing group plan coverage for 2 employees was paying a cost-prohibitive $2,400 monthly premium. By analyzing the unique needs of each employee, we were able to restructure the insurance plans, moving one employee to a Medicare package and offering individual coverage to the second employee. Aventura Insurance Group was able to cut the premium costs in half while maintaining the same level of coverage for the employees.

In all of these cases, the guiding principal is careful analysis of the needs of your business. We act on that analysis based on the knowledge gained from decades of experience and using the strong relationships we have built with the leading insurance carriers. At Aventura Insurance Group, our personalized approach will maximize your coverage options and minimize your premium costs.